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From Moses Sakai on PNG’s tertiary loan programs: present and past
Hi Satish, thanks for your comment.
As I stated in the blog, this is the second time the government of PNG has introduced a tertiary loan program and the implementing government agencies are working so hard to ensure that the repayment process is set right. In doing so, individuals who are interested to obtain funds through HELP are being asked to register for NID (National Identification Card) because as soon as they are being given NID, they would also get what is called a Tax Identification Number (TIN) to ensure future repayment of the loan as soon as they are being employed after graduation.
At this point, we just have to see how this is going to work but I do really appreciate your points in terms of PNG learning from her neighboring countries like Australia, NZ and Fiji on how they’ve been implementing their higher education loan schemes before implementing the HELP scheme.
From Albert Schram on PNG’s tertiary loan programs: present and past
Thanks Moses for this excellent overview and analysis. As Dr. Watson points out the real challenge for universities is to produce graduates with competences commensurate with international standards (the only standards), and can find fitting employment.
How to transform PNG universities? The first step is to assure student selection is meritocratic and not driven by political patronage or bribing. At UNITECH we therefore made independent ACER aptitude test compulsory, review the selection process and strictly adhered to it. In this contect, the recent message from Minister Kuman DHERST "Don't turn students away" is ominous. Translated it means: don't turn students away who were recommended by me or my friends in government.
Secondly, assuring access for the talented. The current system needs a reboot, because the governors chipping in with the best intentions, however, create a lot of inequity and chaos. In my view, in a developing country full scholarships should be given. The state's investment is earned back many times over by a graduate paying income taxes. A non-graduate in PNG is highly likely to end up in the informal sector and never pay income tax. TESAS and HELP are schemes for industrialized countries, with no justification or useful application in the PNG context.
Finally, universities must demonstrably work on the broader academic quality agenda - which is official government policy - and assure teaching is effective. Otherwise even the best selection and access policies are fruitless. At UNITECH, we revised the criteria for academic appointments and promotions, which have to be meritocratic. We engaged in a professional accreditation process and created a certificate program on student-centered teaching. We also engaged with industry to assure some equipment in teaching laboratories was actually working. We received no Australian aid at all for these efforts, with all support going to UPNG who, to say the least, had not been trail blazing in terms of the quality agenda or university reform.
In 2012 with new LNG revenue to be invested in health and education, and new leadership at UNITECH after the Sevua Inquiry, there was one chance to achieve this transformation. Today, UNITECH management, however, is undoing most of this. We are back at non-functional teaching laboratories, no internet, no reliable power supply, and teaching programming with programmable calculators from the 1970s.
The current UNITECH Council and management just found it too hard to stay the course and do the right thing. Universities reform postponed for another decade at least, until the current crop of university administrators and board members has withered away in total ineffectiveness and futility.
From Michael on PNG’s tertiary loan programs: present and past
Good blog Moses. Few points related to the blog:
1. Several times the government & DHREST said that to qualify for HELP, students need high GPA. High GPA is also required for TESAS. Because both schemes require high GPA, both HELP & TESAS benefits students with high GPA, not necessarily poor students. It’s a “he who has more, more will be given, and he who has less, even what he has will be take away from him” scheme.
The requirements for high GPA, especially for HELP, is so that students can easily get employed and repay their loans. That’s according to secretary for DHREST.
2. The government said if students fail to repay their loans two years after graduation, their guarantees will repay. So the students willing to access loans first need to find a ‘wantok’ willing to repay the loan on their behalf if the student fails to find a job two years after graduation. How many wantoks would be willing to do that?
Graduates who earn below a certain threshold (e.g. K600 per fortnight) will be exempted from repaying their loans until they exceed the threshold. Will the their wantoks pay for the loans whilst awaiting the graduate to exceed the threshold?
The idea of guarantees is interesting. The reason why students are going for HELP in the first place is because their wantoks cannot help them now. Requiring the same wantoks to repay if the graduates fail to repay is a silly logic.
3. Marape is developing a habit of changing the goalposts. First he declared scrapping away free education from prep to secondary school level. Outcry, especially on social media led to a change in position. Now it’s subsidized education. Second, he announced that TESAS would be eliminated and replaced with HELP. Again, public outcry led to maintaining TESAS. We might see more changing of goalposts.
I wrote a piece on HELP titled “Student loans, Chained Careers: The other perspective” for a blog. It was republished by the National Newspaper last Friday:
https://academicnomad.home.blog/2020/01/10/student-loans-chained-careers-the-other-perspective/
From Scarlett on When will we stop cutting aid?
Here it’s only the rumors that the aid budget is low. I think Helen Hughes has a different view on increasing the budget of aid in the Pacific islands. She had a bad impact on the Pacific. The Australian government is giving no sign on the labor. I have much more to say but will conclude my comment they are improving the quality submission to aid.
From Liisa Haritos on Young entrepreneurship in Timor-Leste
Great article and good on you Sonya for having the determination and you will be an inspiration to other young people. 😊
From Dr Amanda H A Watson on PNG’s tertiary loan programs: present and past
I am sorry to learn that the new scheme seems unlikely to succeed. This is unfortunate because PNG really does need to have very good university graduates. The country would benefit from providing higher education to talented individuals who are from remote areas and families with an inability to pay fees.
From Satish Chand on PNG’s tertiary loan programs: present and past
Thanks for this blog Moses. PNG may learn much from the Fijian experience. A Tertiary Education Loan Scheme (TELS), in addition to a scholarship for high-achievers pursuing studies towards qualifications in demand, has been in place in Fiji since 1977. Repayments are made through the tax system, and loan-recovery has been good. A lesson from the above is that graduates have to be employed to be in a position to repay their loans, and the tax system must deliver. Consequently, the onus is on the lender (i.e. the Government) to do the necessary homework before extending the loan (i.e. HELP).
From Jane on Possible downsides to a new international development policy
Great article, Stephen. Round and round we go.
From Chapmon S. Ayete on 2019 ANU-UPNG summer school and PNG’s NID project
NID is a failed and wasteful project. It is just a simple task of reaching out, collection and registering all information in the database to produce those IDs and birth certificates, with favourable funding more than enough to complete the job. I personally think the Civil and Identity Registration office and all the officials are INCOMPETENT, that's why the are very corrupt, lazy and turn to nepotism. I believe the government should thoroughly investigate all the employees merits and records and instate all qualified, capable personnel who are flexible enough to identify and solve any problem and to accomplish any projects and programs. I'm sure there are a lot of quality and qualified Papua New Guineans and ethical persons who can do this work.
On the other hand the complication of NID is real and I'm facing it right now. I did apply at Port Moresby and waited almost 11 months, but when I came to Goroka, there was nowhere I could follow up. All the contacts I got from Moresby are not working and even the NID office in Goroka is telling me to go back to the centre where I applied and this complicated everything because there is no other website or links where l could get information. NID project in Papua New Guinea is a failed and wasteful project.
From Ashlee Betteridge on Possible downsides to a new international development policy
Good post thanks Stephen. I have some other concerns -- the submission window has been over the Christmas/New Year period, which is always a busy time and now lots of us have had a shocker of a summer. I'm wondering -- why the rush? Is it going to influence the budget process, is that why there's the time pressure? What is the end goal?
Also there's the question of other recent submissions to nowhere -- there's been nothing come out from the 2018 soft power review, for example, which could have had some useful content to inform this review if communicating value and impact is apparently an important component?
From Stanley Osao on Internet prices in Papua New Guinea
Internet speed is what really matters when one needs internet for a purpose. It has become evident that Telcos advertising slogan of "UNLIMITED" data promos are technically channelled in the backend through narrow bandwidth, resulting in very slow internet speed. Packets dropping, connection timeout etc in a slow connection without actually accomplishing the task intended on internet in a time, is an unsatisfying user experience. Internet speed is one tradeoff when assessing the cost.
From Moses Sakai on PNG’s tertiary loan programs: present and past